Financial lease Citroën

Are you looking for a business car? Financial lease for Citroën is in fact a loan for the purchase of a vehicle, with the Citroën itself serving as collateral. This type of lease is different from operating lease because you become the owner of the car at the end of the lease period. Citroën financial lease is ideal if you want to invest in a company car without affecting your liquidity.

What is Citroën financial lease?

Citroën financial lease is a form of leasing in which you buy a car on installments. During the lease period you pay a fixed monthly amount consisting of repayment and interest. The vehicle becomes your property once the final payment has been made. During the lease period you are the economic owner, which means that the car is on your balance sheet. You are responsible for maintenance, insurance and taxes. This brings various tax benefits, such as investment deductions and VAT deduction options.

Benefits of Citroën financial lease

A major advantage of financial leasing is that you are immediately the economic owner. This has tax advantages, such as depreciation, interest deduction and VAT refund on the purchase price. In addition, it offers the freedom to customize the car to your own wishes. With Citroën financial lease you do not have a large investment that you pay in one go. This way you preserve capital for other important investments.

How do you choose the right Citroën for financial lease?

Determine your budget:

Calculate what you can spend monthly on a lease car. Take into account not only the lease costs, but also additional costs such as maintenance, insurance, fuel and road tax. Based on a realistic budget, you can determine which car you can lease.

Assess your business needs:

Which type of car suits your company? For example, do you need a representative car for customer visits, or a practical car for transporting materials? The size of the car and the number of kilometers you expect to drive are also important considerations.

Sustainability and future-proofing:

Also think about the sustainability and future-proofing of the car. With the increasing focus on the environment and the transition to electric driving, choosing a hybrid or electric car can be a smart, long-term choice.

Residual value of car:

It may also be interesting to think about the residual value of the car at the end of the lease period. Some cars hold their value better than others, which may influence your decision, especially if you plan to take over the car after the lease period. By carefully considering all these aspects, you can make an informed choice for a car that not only meets your current business needs, but also fits within your financial planning and vision for the future.

Citroën financial lease for starting entrepreneurs

As a starting entrepreneur you face many challenges and purchasing a company car can be one of these challenges. Citroën financial lease can offer a solution. Financial leasing is a form of 'off-balance sheet' financing. This means that the lease does not affect your credit limit with the bank. This means you retain financial space for other investments. In addition, the interest and depreciation are tax deductible, which makes Citroën financial lease an attractive option. Would you like to submit an application? At Commercial Vehicle Leasing we do not ask for annual figures, but look at the person behind the company. We not only look at your financial situation, but also at your business plan and future prospects.

Conclusion

Financial leasing is an excellent choice for entrepreneurs who are looking for a reliable and cost-effective way to purchase a car. By choosing the right car that suits your business needs and budget, you can take full advantage of the benefits that financial leasing has to offer.