This is how financial leasing works
This is how financial leasing works
Financial lease is a business lease form, where you can purchase a commercial vehicle without having to pay for it in one go. You buy a car on credit, so to speak, where you, the buyer, become direct economic owner of the vehicle. You borrow the necessary amount of money for the purchase of the vehicle from a financing company and then pay it off each month. This way you maintain liquidity within the company and you can invest the money in other important things for your company. At the end of the lease term, you are the full owner of the car.
For whom?
The advantages
The advantages of a financial lease at Bedrijfswagenleasing
How does it work?
With a financial lease, you borrow the necessary amount of money for the purchase of the delivery van from a finance company and pay it off monthly. As a buyer, you are the direct economic owner of the vehicle, which means that you are also eligible for tax benefits. The amount of the monthly installment is determined on the basis of the following factors:
- The purchase value of the car, also known as the lease amount;
- Interest rate, or the interest you pay on the amount financed;
- The term of the financing. The longer the lease term, the lower the monthly amount. However, you do pay more interest with a longer term;
- Any down payment and final installment.
With a financial lease you are also responsible for costs for use, insurance, road tax and maintenance. Once the financing has been accepted and the terms and conditions have been agreed, the lease contract is drawn up and signed. The car will be registered in your name and after the lease contract has expired, the car will remain your property.
14 days money back guarantee
Have you seen the ideal commercial vehicle on the website, but are you unable to come and view it on location? With Bedrijfswagenleasing you have the option to purchase the vehicle completely online through a financial lease. This means you do not have to come to our location in Geldrop in advance. Do you choose to purchase the delivery van completely online via a financial lease? Then you will receive a 14-day money-back guarantee. This way you can try out the company car in your own familiar environment. Do you not like the van in the end? Then we will simply come and collect it from you and you will receive a full refund of the purchase amount.
-
How does a finance lease work?
Financial lease starts with finding the commercial vehicle that suits you. You can find these in us wide range in delivery vans. You can then send a quote request without obligation. We will get to work for you immediately after the request and provide a response within an hour. Would you like to make an estimate for your monthly amount? Then use our calculation tool to make an estimate. Has your Financial lease been approved and is the car to your liking? Then you will receive a purchase agreement for the chosen vehicle in the mail. As soon as the agreement has been signed and returned, you will receive a lease agreement from us. After signing the lease agreement, the last step follows: pick up your company car or have it delivered!
-
Why financial lease?
Financial lease has many advantages for you as an entrepreneur. The main advantage of Financial lease is that, unlike other forms of leasing, you are directly the economic owner of the vehicle. Financial lease is the only lease form where you have this option.
Read all the benefits of a financial lease at a glance below.
The advantages
- Direct owner of the vehicle
- Taking advantage of tax benefits
- Not having to pay a large amount in one go / payment in installments
- Monthly amount to adjust to your financial situation
- Preservation of assets for the company
- You build up a piggy bank
Are you interested in a financial lease? View the range of commercial vehicles on the website and request a quote immediately or contact one of our advisors. We are happy to help you.