This is how financial leasing works

This is how financial leasing works

Financial lease is a business lease form, where you can purchase a commercial vehicle without having to pay for it in one go. You buy a car on credit, so to speak, where you, the buyer, become direct economic owner of the vehicle. You borrow the necessary amount of money for the purchase of the vehicle from a financing company and then pay it off each month. This way you maintain liquidity within the company and you can invest the money in other important things for your company. At the end of the lease term, you are the full owner of the car.

For whom?

Starters and self-employed persons can also purchase a vehicle from Bedrijfswagenleasing by means of a financial lease. We do not need annual reports for this. We are interested in the people behind every company and do not focus on the numbers. Every company and every starter and self-employed person is welcome with us.

How does it work?

With a financial lease, you borrow the necessary amount of money for the purchase of the delivery van from a finance company and pay it off monthly. As a buyer, you are the direct economic owner of the vehicle, which means that you are also eligible for tax benefits. The amount of the monthly installment is determined on the basis of the following factors: 

• The purchase value of the car, also known as the lease amount;
• Interest rate, or the interest you pay on the amount financed;
• The term of the financing. The longer the lease term, the lower the monthly amount. However, you do pay more interest with a longer term;
• Any down payment and final installment.

With a financial lease you are also responsible for costs for use, insurance, road tax and maintenance. Once the financing has been accepted and the terms and conditions have been agreed, the lease contract is drawn up and signed. The car will be registered in your name and after the lease contract has expired, the car will remain your property.

14 days money back guarantee

Have you seen the ideal commercial vehicle on the website, but are you unable to come and view it on location? With Bedrijfswagenleasing you have the option to purchase the vehicle completely online through a financial lease. This means you do not have to come to our location in Geldrop in advance. Do you choose to purchase the delivery van completely online via a financial lease? Then you will receive a 14-day money-back guarantee. This way you can try out the company car in your own familiar environment. Do you not like the van in the end? Then we will simply come and collect it from you and you will receive a full refund of the purchase amount.