Leasing & BKR
Our possibilities
At Bedrijfswagenleasing we understand that your creditworthiness can play a role in leasing a company car. Many leasing companies perform a credit check before entering into a lease contract, which can mean that you will not be accepted if you have a negative credit registration, for example due to a BKR registration.
At the same time, it may be important for you to avoid receiving a negative BKR registration, especially if you plan to take out a loan or mortgage in the future.
At Bedrijfswagenleasing, our specialists look at your specific situation themselves, without the intervention of external credit agencies or financial institutions. Instead of just looking at figures, we base our assessment on the trust we have in you and your company. We believe that you as an entrepreneur can best estimate whether you can meet the payment obligations.
This means that you are welcome at Bedrijfswagenleasing, regardless of a negative BKR registration. Even if you prefer not to have a BKR registration when leasing a car, we can be of service to you. Read more about how we work below.
Which commercial vehicle do you choose?
Discover the wide range of Commercial Vehicle Leasing per lease form:
What is a BKR registration?
A BKR registration keeps track of how many loans you have and whether you have paid on time. If you want to take out a new loan, companies can request this information from the BKR. Many fellow leasing companies carry out a financial check before they conclude the lease contract with you. When you have a negative BKR registration, you often do not get through the check.
Leasing without BKR
With Bedrijfswagenleasing you can lease a company car without it being registered with the BKR. While most leasing companies link a BKR registration to your contract as standard, Bedrijfswagenleasing offers flexibility. We personally look at your application and trust your insight as an entrepreneur. This way you can lease without obstructive credit registration, which does not affect your future possibilities for loans or mortgages.
Leasing with a negative BKR
You can also lease a company car from us despite a negative BKR registration. Unlike other leasing companies that require a BKR assessment, Bedrijfswagenleasing assesses the financial situation of entrepreneurs themselves, without external assessments. This also gives entrepreneurs with a negative BKR the opportunity to enter into a lease contract. Bedrijfswagenleasing looks at the confidence in your company and offers a flexible acceptance policy, in which they search for the best option together with you.
The advantages
The advantages of leasing with Bedrijfswagenleasing.
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How does a BKR registration work?
A BKR registration keeps track of how many loans you have and whether you have paid on time. If you want to take out a new loan, companies can request this information from the BKR. This helps companies determine if you are making an overly heavy financial commitment that could put you and the company in trouble. If you always meet your agreements, the BKR registration is positive. If you have not fulfilled your financial obligations for a longer period, a negative registration with the BKR may follow. In a number of cases, this negative registration can have an impact on your ability to take out new loans. Consider, for example, taking out a mortgage.
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I have a negative BKR registration
Have you had payment problems in the past, leading to a negative BKR registration? This does not necessarily mean that we do not welcome you as a customer. At Bedrijfswagenleasing, we assess your situation based on confidence in your company. We believe that you as an entrepreneur can properly assess whether you can meet your payment obligations. In addition, organizations are not allowed to simply carry out a BKR test before they offer you a lease contract; you must first give permission for this.
We never do a BKR test and you are welcome to request a quote from us with a negative BKR registration. We give you the opportunity to lease, but we use a payment term of 8 days instead of 30 days.
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Do I receive a BKR registration when leasing a car?
At Commercial Vehicle Leasing you can leasing without a BKR listing receive. So we do not register you with the BKR Foundation when concluding a lease contract.